🖈 875 Main Street Worcester, MA 01610 / ✆ (508) 752-6181 | Fax: (508) 797-4514 / 🕒 M-F 9am-5pm

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Homeownership

The Main South CDC is committed to increasing opportunities for affordable homeownership for Main South residents.

The Main South CDC is committed to increasing opportunities for homeownership for Main South residents. Homeownership is one of the most important vehicles for individuals and families to build and maintain wealth and for communities to build and maintain “community.” The Main South CDC works to build the capacity of potential first-time homebuyers by supporting them from the beginning to end of the homebuying process. We work with interested parties to prepare them for the experience, from accessing credit, finding appropriate funding, qualifying, purchasing, and managing their property. To date, the Main South CDC has sold 71 homes to low-to-moderate-income first-time homebuyers. 

Currently, the Main South CDC does not have any homes for sale and thus is not offering first-time homebuyer assistance. Please continue to check back for updates. 

The Housing Consumer Education Center (HCEC) at RCAP Solutions is the primary location in Worcester that offers first-time homebuyer workshops and education. Please check out their website or contact them at HCECedu@rcapsolutions.org or 978-630-6772.

FIRST-TIME HOMEBUYER WORKSHOPS

RCAP Solutions offers First-Time Homebuyer Certification courses, which are required for most subsidized mortgage and down payment assistance programs. These affordable workshops in English and Spanish give helpful information about the homebuying process and offer advice for boosting credit and saving for a down payment.

FTH Hybrid Workshops 08-2023

POST-PURCHASE WORKSHOPS

RCAP Solutions also offers post-purchase workshops in English and Spanish for current homeowners that help build skills and knowledge on topics such as home maintenance, finances, and insurance. Check out their HCEC and calendar to view upcoming workshops.

MHP LENDING

The Main South CDC encourages first-time homebuyers to consider taking advantage of the ONE+ Mortgage program, which certain lenders offer through a partnership with the Mass Housing Partnership (MHP). It is a resource designed to simplify the homebuying process for low-to-moderate-income first-time homebuyers. This resource offers down payment assistance, requires no private mortgage insurance, and ensures a low and fixed interest rate. Click here to learn more about the program and here to find a lender who offers the ONE+ Mortgage product.